Using your FSA account before the end of 2020?



Many patients have unused money in their FSA account (Flexible Spending Account). This money is a lose it or use it proposition. If it is not used for a appropriate medical bill it will not be usable going forward and the money will be lost. These accounts are subject to the rules of the company that is sponsoring them and sometimes a detailed bill is required to insure that the money is being used for an acceptable medical (or dental) procedure.

Starting in October patient often discuss what sort of treatments they might have that could use up the amount that is left in their account. Often we can use these funds for fillings, crowns, periodontal treatments,  night guards or implant restorations. Some plans are quite flexible and only require that we submit a receipt of funds for undisclosed dental services. More and more my patients use a FSA credit card to pay for their end of the year dental services and no explanation  of the services provided is required.

If you have an FSA funds on deposit that haven't been fully utilized, time is running out and possibly a visit to your dentist maybe a good idea. If you haven't used this account for dental services it would be best to ask your companies human resource department how these funds can be used for dental services and ask whether there are any restrictive limitations, prior to visiting the dentist.



from Ask Dr. Spindel - http://lspindelnycdds.blogspot.com/2020/12/using-your-fsa-account-before-end-of.html - http://lspindelnycdds.blogspot.com/

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